Why we moved to Mexico.

Published by Darron Toy on



well I've been getting a lot of comments questions about how and why and did I move to Mexico and I've kind of hesitated to answer that because when I stop and reflect upon why we moved to Mexico many years ago I can get a little excited so I'm gonna tell you why we moved to Mexico but I may start to rant on this one you may see a side of me that you haven't seen before I'll try to remain calm please enjoy my stories or whatever else I'd be on my mind today as some of you know and maybe you've picked up on a little bit of it as I hint at it here and there Lin has medical problems she's been a chronic back pain patient for I think it's 37 years and she requires a lot of care and a lot of medications in 2001 Lin and I were 54 55 years old and the business that I had been in for 27 years I got out of well people always say well are you retired I've never gotten to retire they fired me that's another long story that was in the firing that was a cancellation of contracts but anyway we decided to come to Guadalajara because it was just sounded like an interesting place and we came to Guadalajara we spent a week walking around in the historical district and then we came down to aji cuz I had heard that a lot of retirees live here and we had plans to go to the tequila factories in tequila and we're gonna go to San Miguel one day and we were gonna go to Morelia to see the butterflies and we came down – ah he geek in the dark and got a place to stay up at the top of the hill and got up in the morning and took a look at the lake and said wow this is really beautiful it's uh let's just stay here another day so we stayed another day and then another day and after about three days we said you know we don't need to go to tequila and morelia and San Miguel because we're gonna be back here we'll do that some other time let's just enjoy this and on the plane ride home and we had this conversation and it was like wow we were we met a really bunch of nice people there you know I could see myself living there and spending time with all of those people that we met for a lot of years so that winter I found an old motor home and I told Ennis's you know I'm gonna buy that and drive it to Mexico and oh it took me a month to talk her into it and the reasoning went like this well first of all it's not enough money that's going to be a financial burden if it breaks down and I have to park it in the ditch somewhere between here and Mexico here was Oregon at the time and finally she said something like I think you're having a midlife crisis and it doesn't have anything to do with a Corvette and a blonde go get the dang thing so we did and we took off from Mexico in this 1988 Southwind motor some motor home 33 foot and in the meantime I have found that Suzuki Sidekick is a tow car and boy we were set we loved that thing we took about three months to get to Mexico and then we said stay here because we're on a tourist visa for six months and that seemed like a really good plan to live in the live in the States in the meantime we had put our house on the market the house that we were living in in Portland although wheel and some other rental properties and houses that if we wanted to move a tenant out we still had a place to live there that if that became the choice but it looked really like a great plan to live in the motorhome for six months in the states in the summertime and then come to Mexico in the wintertime and rent a place so we did that for three years we would come down in the motorhome and put it in storage and rent a place and with regard to Lynne's medical problems there were some complications one of them was that we had to have some medicines that she that definitely required a prescription in the United States but and we couldn't get enough for six months because they were only given to you for you know a month at a time and maybe once a year of vacation two months or something anyway that was a problem and we solved the problem by buying the medications here and then when we went back to Oregon we would file a claim with our Blue Cross Blue Shield and get reimbursed well that worked really good for three years and here's where I might start to rant a little the cost of those meds and our cost in Mexico at the time and this was 16 years ago was about $8,000 for six months and we would go back and and file with Blue Cross and be reimbursed for that $8,000 and it actually turned out to be a very good deal for us that we didn't anticipate which was that in the United States we had a copay which would be about a thousand dollars in six months but there's no copay when you buy them here and they're not fully reimbursed back in the States so we're saving a thousand dollars on our medical costs sounds great and the cost for Blue Cross Blue Shield in the United States would have been about twelve to fourteen thousand dollars and they're only paid $8,000 when when they're paying they're saving six thousand dollars in six months and I'm saving $1,000 in six months when when the third year we went back to Oregon and we filed our usual paperwork and you got to get special receipts here at the pharmacies and stuff and we're doing it right that worked great the first two years we did it the third year we filed and they denied the claim and they denied the claim and said we don't pay for any medicines that you buy in Mexico I said well you did it for two years why won't you do it now they said well we don't pay for anything that's not approved by the FDA I said well you got to tell me in advance you can't just like you know change my policy they said it's always been in your policy we don't pay for anything that's not approved by the FDA and sure enough it's in the fine print of the policy they don't pay for any drugs that aren't approved by the federal Food and Drug Administration the best BlueCross BlueShield policy you can buy an Oregon as an individual self-employed they refuse to pay and I fought I said look I'm saving you money I'm saving me money you should be paying my gas to go to Mexico no they wouldn't pay even though the same drugs manufactured in this same US manufacturing company they just changed the name when they market them in Mexico you know it's this name in English it's this name in Spanish well obviously the Food and Drug Administration they don't approve anything in Spanish it's all in English that's the only difference they wouldn't pay and that wasn't the straw that broke the camel's back Lin has a neural stimulator implanted in her back it's a machine about the size of a pacemaker about this big and it has electrical leads that go up both sides of her spine all the way up to her show and it gives an electrical pulse in there that interrupts the pain signal to the brain and gives her a different signal it's called a neural stimulator the battery it's an internal battery and it has to be recharged with an external thing so the batteries are good for seven or eight years so it came to pass that we needed to have the batteries changed out here in Mexico or go to the States and we weren't young we were old enough for Medicare yet at that time still had BlueCross BlueShield so we found a doctor a neurosurgeon we found a company representative for the company that manufactured the machine we found a hospital approved by Blue Cross Blue Shield in Guadalajara it's called san javier very nice private hospital she had the operation in the United States those operations are somewhere in the neighborhood of forty thousand dollars the operation here was about six thousand dollars BlueCross BlueShield agreed in advance to pay approve the hospital approved the doctor pre-approved in writing they didn't pay first of all when you do an out of the United States claim you're not dealing with Blue Cross Blue Shield of Oregon you're dealing with an intermediary it used to be down in Kentucky somewhere you can't talk to the intermediary you can only talk to your Blue Cross Blue Shield representative in Oregon who will say let me get back to you after I talk to Kentucky wouldn't pay Kentucky says oh the doctor never said in the proper paperwork five times making sure we did it absolutely correct with the doctor and the hospital we sent it in we're talking about receipts doctors xsplit of the procedure whatever in addition letters from the representative of the company that manufactured it that's a US company he never paid never pay never paid never paid and finally I just cancelled the policy and I said I'm staying in Mexico that's why we live in Mexico well I took a break when had a couple of deep breaths you know that incident with our insurance not paying and it costing us thousands of dollars that was definitely a moment in our decision to make Mexico our home but I want to say something else about that you know we all have chapters in our lives like you know high school to college and then college which was wonderful out into the real world and then singled a married and then divorced and then married again and then a couple with no kids and then a couple with kids and then empty nesters and then retiring and whatever it has always been my conscious effort to make sure in my life that I am in these transitions from chapter to chapter moving towards something that's drawing me rather than running away from something that's pushing me my two cents on how to run your life but intense I'm saying that because I don't want you to think that we ran away from the United States because it was terrible and the cost of insurance medicines and all of that stuff drove us here it certainly wasn't only a financial decision to come here although that was a part of it there are many more reasons and that we moved to Mexico and it's never in life anything as simple as one single thing that leads you to do something and most of those reasons were things that drew me here not things that pushed me away from the United States I mean United States this live blue Passport and I'm proud of it I love America there are a lot of things about Mexico that I like better and there are a lot of things about Mexico that I would rather be in the United States about and my videos will be about those comparisons sometimes and I will talk about all those other really wonderful and positive reasons that I live in Mexico as my videos go on so please subscribe I'll do a little random I'll do a little Raven thanks for watching hey if you like me give me one of those thumbs up and please subscribe and hit that little bell so you know when I post next please share me with your friends on social media thank you for watching I hope you enjoyed what was on my mind today


48 Comments

susi sangren · May 14, 2019 at 9:04 pm

I have the same problem with my Insurance regarding the Nerve Stimulator their saying its Exploratory Surgery which is BULLSHIT. So it's costing me $ 20 grand at the Mayo. I need this done because the Pain is unbearable that I can't even eat. I have Cigna .

pmwedoable · May 14, 2019 at 9:04 pm

The healthcare system in the U.S is garbage. Are yall able to get coverage as U.S citizens? Or do you have to become dual citizens.

RV FREEDOM · May 14, 2019 at 9:04 pm

Sir you just remind me that this government does not care about the elderly people, but also the Retiree Vets too; now Tricare has put up the co-payments for doctors visits and medications. You get hurts doctor give you a referral for 30 therapy visits now your co payment is $30.00 each time you go to take your therapy do the math it is ridiculous. Who can afford that living with SS.

Moises Alcaraz · May 14, 2019 at 9:04 pm

bien venido a México a un que a nosotros los Mexicanos muchas personas gringos nos nos miran bien A qui en USA yo aseguro ese desprecio ustedes no lo sufrirán en México

keosh777 · May 14, 2019 at 9:04 pm

Appreciate your sharing. Thanks. Soon to retire, I look forward to writing more interesting chapters.

FJ Dubya · May 14, 2019 at 9:04 pm

"I believe you'll see a side of me you haven't seen before"? Sir, I do NOT believe I have EVER seen you before…unless you were just selling cars 12 minutes ago at the corner of 65th and Vine St…

Alfredo Gonzalez Yañez · May 14, 2019 at 9:04 pm

HOW DOES IT SEEM THAT IT IS FROM SCOTLAND, CORRECT? GREETINGS FROM MEXICO CITY.

AMaDDeR HaTTeR · May 14, 2019 at 9:04 pm

11:22 ⚠️😖😤😧 BLESS YOUR HEART… I am SO sorry…

AMaDDeR HaTTeR · May 14, 2019 at 9:04 pm

OMFG 7:00 in… My blood is already BOILING. I'm sitting on the edge of my seat foaming at the mouth… By 7:06 I'm screaming FUCK THE FDA!!!! OMG!!!

Angel Lopez · May 14, 2019 at 9:04 pm

Insurance companies are so fuck up in the USA believe me I know all about that good luck in your new life in Mexico my country

bartcolen · May 14, 2019 at 9:04 pm

The class, graciousness and encouraging responses to this video by various Mexican people in the comments section (they are actually POLITE!!!) tells me everything I need to know about Mexican culture.

I, too, look forward to moving to your country and learning all about the history, music, food, nature and ESPECIALLY the village festivals!

Enrique Jimenez · May 14, 2019 at 9:04 pm

i can tell from expirience that if you buy a Health insurance in Mexico it will be alot cheaper ?

pablo manjarrez · May 14, 2019 at 9:04 pm

Good video congratulations

Lala Addas · May 14, 2019 at 9:04 pm

I would have liked to hear you speak more about Mexico, instead of insurance fiasco.,..but welcome.

Rous Coz · May 14, 2019 at 9:04 pm

Mexican are too ; people ,human. Than, there are good and bad people that is the human being simple

Dionisio Tato · May 14, 2019 at 9:04 pm

Hi JC. Thank you for your video. I am a dual citizen of USA and Mexico. Like you I see many pros and cons of both countries and their socioeconomics. As we know, the grass is never greener on the other side. I admire your wisdom, since you have made the best out of the situation. Enjoy Mexico, drink lots of Orchata and Gob Bless🙏

mezleona · May 14, 2019 at 9:04 pm

What state or exactly where you moved in Mexico? ah Guadalajara

Gloria Kadar · May 14, 2019 at 9:04 pm

They said that México is corrupted well the usa is horse they make sure you leave all the money you make back to them the only difrerence its that the usa give you a reciept.

Gloria Kadar · May 14, 2019 at 9:04 pm

The chapo of FDA.

Gloria Kadar · May 14, 2019 at 9:04 pm

If you want to live life go to mexico San Carlos Sonora. San Miguel de allende,guanajuato, Puebla, queretaro,Morelia.

Michael Kinderknecht · May 14, 2019 at 9:04 pm

My wife and I have been heavily considering moving to Mexico but we have many questions. Would it be possible to private message you?

Believe on Jesus Christ For Eternal Life · May 14, 2019 at 9:04 pm

You Mexican

Martin Blair · May 14, 2019 at 9:04 pm

I just discovered you and just subscribed. I am 56 and my wife is 51 and we are looking to make serious changes in our lives. Mexico may be in our future. We are Canadians (Alberta). I really enjoyed this video and will watch many more of yours. Cheers

Cedar Poplar · May 14, 2019 at 9:04 pm

Well, go ask the snowbirds in Gila county Arizona close to Payson. They'll tell you the culture and warmth; nature, draws them in.

Sharon Keith · May 14, 2019 at 9:04 pm

A man who loves his woman and prefers her warts and all, over any off-the-rack blonde haired, big booby, blue eyed girl, is a great fellow by anyone’s count! But I’m not moving to Mexico for no reason if I can help it!

Sal Ortiz · May 14, 2019 at 9:04 pm

I am 52 years old I remember my dad always telling me when you retire move to Mexico it’s beautiful and with your Social Security you can live very comfortable I always thought he was crazy I would never move to Mexico well now my wife and I have been seriously considering buying a small home I have already looked into it the home would cost me $35,000 and my cost-of-living would be a little over $1,000. There is no way I can live the lifestyle that I live right now on my Social Security but over there I can. Who in the hell can afford insurance nowadays

Natalie Esteban · May 14, 2019 at 9:04 pm

I am a US citizen and unfortunately there is a possibility my husband is being deported… but as time goes by I get more excited with the possibility of living in Mexico, thank you for this video.

Deborah Bishop · May 14, 2019 at 9:04 pm

I admire you both. All so true. It's a shame what they put us all through! Thank you I support you both!!!!

Bluewater Sailor · May 14, 2019 at 9:04 pm

Why Mexico!? Because you never heard of Costa Rica, Lol!

Montez · May 14, 2019 at 9:04 pm

Because Mexico 🇲🇽 is awesome. I lived there for two years.

Blinky Montreal · May 14, 2019 at 9:04 pm

Welcome to Mexico my American friends.

myeshia crosby · May 14, 2019 at 9:04 pm

Everyone thought I was crazy when I tell them I am moving to Mexico and saving towards.

Jackie Colon · May 14, 2019 at 9:04 pm

The health care system in the United States Is Missed up from the floor Up

lastrebel666ify · May 14, 2019 at 9:04 pm

You look happy to be there….
That's all the reasoning you need.

DL Coba · May 14, 2019 at 9:04 pm

I love ravens, sorry just a play on words but I do love, love ravens. OK, I like you, I feel you & your desperation. That's what drives me when people reach out no mask, no ego.. just on a soul, heart level. Help me…hear me…maybe my words could help you. I'm suffering. That is what this existence is supposed to be about, we're supposed to help & lean on one another. We are one consciousness. Hold on, it's going to be bumpy but the destination is freedom & joy. Got to get thru the mud & quagmire first.

DL Coba · May 14, 2019 at 9:04 pm

@ 12:00 your right how the hell are we living & why, is it supposed to be this way. All the money, the worry, the suffering, no it is not. Better times are already on the way. It is because of the brave ones speaking out & screaming I just can't live like this anymore. It's not fair & I'm really tired & I don't feel well. Is this the way I'm supposed to live. No, & the better way is coming in & it's coming in faster now. Thank God.

DL Coba · May 14, 2019 at 9:04 pm

God bless you & your wife, this is what I would like to do with my life help good people like you & my parents who suffered so much & just sometimes got the run around. My mom didn't get the run around she had the best medical care all her life. Everyone knew her & my dad by their first names, Betty & they called my dad Dr. Ken as he was in the hospital watching over my mom for so many hours, so many days, so many years. The nurses used to say your here so much we might as well call you Dr. This is what I would like to do help people on a heart & soul level….when they NEED IT THE MOST.

DL Coba · May 14, 2019 at 9:04 pm

God, bless you it all goes a lot deeper than that. We are like pawns in a chess game. Our lives don't seem to matter or for that matter our suffering. That is changing!!!!!!!!!!!!!!

xflyingtiger · May 14, 2019 at 9:04 pm

Good video.

WILD CHILD · May 14, 2019 at 9:04 pm

COMO MEXICO NO HAY DOS !!!

Christopher Holroyd · May 14, 2019 at 9:04 pm

Thanks for sharing your experience.

Alana Belch · May 14, 2019 at 9:04 pm

Wow, I love America and have never ever thought about moving to Mexico, opened up some points to ponder. I wish you and your wife the very best and continue to live your truth. God Bless you always

o o · May 14, 2019 at 9:04 pm

Wish I could move sucks where I live but it would be difficult because my wife is wheelchair bound and also requires a lot of medical attention hope you'll have a blessed life

Xman 2112 · May 14, 2019 at 9:04 pm

So what r u saying? Im single guy with many skills n much education. Convince me why mexico is better to live thanin usa! R u working in mexico? U making big money? Just spit it out man! I swear another someone done me wrong video. Come clean n spit it out! I can make more in the us living out of a 13g rv in texas on a 10g plot of land than u can scrimp by as a has beeen! If ur gonna put a video together give us hard facts man!

DJ Florek · May 14, 2019 at 9:04 pm

Thanks so much JC

COSME Diaz · May 14, 2019 at 9:04 pm

Wonderful videos! THANK YOU!

richard alvarado · May 14, 2019 at 9:04 pm

Because many people hate Trump…….

Jay Rod · May 14, 2019 at 9:04 pm

Why Mexico?
I heard Canada has free health care

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